PRIVATE BANKING REIMAGINED FOR A BORDERLESS EUROPE
CitiBanque SI is Slovenia's first fully digital private bank. Multi-currency IBAN in 12 minutes, wealth management from €10k, metal cards, 0% FX markup and a human advisor who answers in 47 seconds.
Video call • Slovene / English / Italian • Today 14:30 available
Bank of Slovenia Partner
A bank built in Ljubljana, scaled for the world.
Born as a startup in BTC City Ljubljana, CitiBanque SI (citibanquesi.space) blends Swiss-grade privacy with Silicon Valley speed. We serve founders, freelancers, families and funds who live across borders. No branches. No queues. No paper. Just a powerful app + a dedicated human banker.
First digital onboarding in Slovenia in 11 minutes.
Launched Wealth Auto-Rebalance and Kids Invest.
Best Digital Private Bank Adriatic 2025, 4.9 app rating, Ljubljana-Zurich expansion.
Everything a private bank does. Nothing it used to.
One app for daily money, business, savings and legacy. Open in 12 minutes with ID + selfie.
AccountsMulti-Currency IBAN
SI IBAN with EUR, USD, CHF, GBP pockets. SEPA Instant free, virtual IBANs for freelancers.
InvestETFs, Stocks & Crypto
4800 ETFs, fractional US stocks, BTC/ETH with cold custody. Auto-invest from €25.
BusinessFounders & d.o.o.
Company account in 24h, invoicing, mass payouts, API, 1% cashback, accountant access.
SaveVaults 3.8% APY
Daily-interest vaults, fixed terms 3-24 months, joint family vaults, Kids mode.
From €10k to €10M. Same obsession.
Choose Self, Guided or Fully Managed. All portfolios ESG-screened, rebalanced by AI, supervised by CFAs in Ljubljana. Transparent 0.49% fee, no hidden kickbacks.
- 💎 Signature Mandate — dedicated banker, Lombard lending up to 60%, art & real estate advisory.
- 🌱 Green Future Portfolio — +18.4% 3y avg, CO₂ -62% vs benchmark.
- 🛡️ Legacy & Trust — Slovenian oporoka + EU succession, junior accounts, insurance.
Metal that opens doors.
Virtual instantly, physical in 48h across EU. Freeze, limits, travel insurance in-app.
Obsidian — €29/mo
Unlimited lounges, 0% FX, 2% cashback, concierge, travel insurance.
Emerald — €9/mo
Free SEPA Instant, 1% cashback, virtual cards, 1% FX.
Why 12,400 switched last quarter?
Apple Pay / Google Pay in 30 sec, disposable e-commerce cards, ATM free €1000/mo worldwide, instant push in Slovene & English.
Your CFO in your pocket.
Smart budgeting, AI categorization, salary sorter, tax reports for FURS, instant PDF statements for banks. Dark, fast, offline-first.
⚡ 0.8s
Login to balance with FaceID
🔒 PSD3 ready
Biometric + hardware key
Loved from Koper to Klagenfurt.
"Moved my d.o.o. + personal wealth to CitiBanque SI. Onboarding while drinking coffee in Ljubljana. My advisor Maja replies faster than my co-founder."
— Luka Z., Founder, Celje"Green portfolio + kids vaults sold me. Transparent fees, real human support in 3 languages. Best banking decision in 20 years."
— Elena R., Doctor, Trieste"As a freelancer with US clients, multi-currency IBAN saves me €400/mo in FX. Invoices, crypto, ETFs — all in one place."
— Mark D., Designer, BerlinPrivate banking intelligence.
Markets, taxes in Slovenia, wealth strategies and product updates. Updated weekly by our CIO office.
Questions, answered clearly.
Still unsure? Chat in-app 24/7 or visit our Ljubljana lounge at Slovenska 55.
Is CitiBanque SI a real bank?
How fast can I open an account?
What does it cost?
Can I get a Slovenian IBAN as a foreigner?
Is my crypto safe?
Open your private account in 12 minutes.
Join 38,000+ Europeans banking smarter. Free onboarding, dedicated advisor, €50 welcome bonus with code SI2026.